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As soon as you feel more at ease, start with one or two apps and work your way up. 4. Not Encrypting Personal Data: Make sure the money-making apps you use have secure encryption & take security precautions to guard your data against potential breaches. This is especially important if you use payments or personal information. 5. . Neglecting to Cash Out Frequently: Certain applications that generate income have minimum payout requirements or expiration dates for incentives.