Paytm Cash is used. Indeed, you can use Paytm cash for a number of things, such as paying bills, recharging your phone, 3 reel slots& online shopping. Paytm is a handy way to send money online because so many e-commerce sites accept it as a payment method. charges and fees. Earning Paytm cash is typically free of fees or commissions with the majority of Paytm Cash Apps.